[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.iret.cz\/zvlastni-majetkove-rezimy-manzelskeho-spolecneho-jmeni-a-uver\/#Article","mainEntityOfPage":"https:\/\/www.iret.cz\/zvlastni-majetkove-rezimy-manzelskeho-spolecneho-jmeni-a-uver\/","headline":"Zvl\u00e1\u0161tn\u00ed majetkov\u00e9 re\u017eimy man\u017eelsk\u00e9ho spole\u010dn\u00e9ho jm\u011bn\u00ed a \u00fav\u011br","name":"Zvl\u00e1\u0161tn\u00ed majetkov\u00e9 re\u017eimy man\u017eelsk\u00e9ho spole\u010dn\u00e9ho jm\u011bn\u00ed a \u00fav\u011br","description":"Dnes se jedn\u00e1 o t\u00e9ma hojn\u011b diskutovan\u00e9 \u2013 a\u0165 u\u017e se to t\u00fdk\u00e1 p\u0159edman\u017eelsk\u00fdch \u010di man\u017eelsk\u00fdch smluv o majetkov\u00fdch pom\u011brech. O co se vlastn\u011b jedn\u00e1? Spousta lid\u00ed dnes uzav\u00edr\u00e1 s druh\u00fdm man\u017eelem tzv. man\u017eelsk\u00e9 smlouvy, tedy dohody man\u017eel\u016f o \u00faprav\u011b majetkov\u00fdch pom\u011br\u016f mezi nimi nad r\u00e1mec \u010di mimo r\u00e1mec z\u00e1kona. Z toho m\u016f\u017eeme odvodit, \u017ee ... Read moreZvl\u00e1\u0161tn\u00ed majetkov\u00e9 re\u017eimy man\u017eelsk\u00e9ho spole\u010dn\u00e9ho jm\u011bn\u00ed a \u00fav\u011br<\/span><\/a>","datePublished":"2019-10-15","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.iret.cz\/author\/#Person","name":"","url":"https:\/\/www.iret.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9478c3014fb8763e2a18691ad6bf83eff86429738afad80df8227ac472865e36?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9478c3014fb8763e2a18691ad6bf83eff86429738afad80df8227ac472865e36?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"iret.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.iret.cz\/wp-content\/uploads\/img_a367853_w2174_t1580301685.jpg","url":"https:\/\/www.iret.cz\/wp-content\/uploads\/img_a367853_w2174_t1580301685.jpg","height":0,"width":0},"url":"https:\/\/www.iret.cz\/zvlastni-majetkove-rezimy-manzelskeho-spolecneho-jmeni-a-uver\/","about":["Finance"],"wordCount":422,"articleBody":" Dnes se jedn\u00e1 o t\u00e9ma hojn\u011b diskutovan\u00e9 \u2013 a\u0165 u\u017e se to t\u00fdk\u00e1 p\u0159edman\u017eelsk\u00fdch \u010di man\u017eelsk\u00fdch smluv o majetkov\u00fdch pom\u011brech. O co se vlastn\u011b jedn\u00e1? Spousta lid\u00ed dnes uzav\u00edr\u00e1 s druh\u00fdm man\u017eelem tzv. man\u017eelsk\u00e9 smlouvy, tedy dohody man\u017eel\u016f o \u00faprav\u011b majetkov\u00fdch pom\u011br\u016f mezi nimi nad r\u00e1mec \u010di mimo r\u00e1mec z\u00e1kona. Z toho m\u016f\u017eeme odvodit, \u017ee v z\u00e1kon\u011b existuj\u00ed dva druhy \u2013 smluvn\u00ed a z\u00e1konn\u00fd re\u017eim. Dle z\u00e1konn\u00e9ho re\u017eimu vznik\u00e1 spole\u010dn\u00e9 jm\u011bn\u00ed man\u017eel\u016f uzav\u0159en\u00edm man\u017eelstv\u00ed, spadaj\u00ed tam ve\u0161ker\u00e1 aktiva i pasiva man\u017eel\u016f, vyjma osobn\u00edch dar\u016f, d\u011bdictv\u00ed, n\u00e1hrad \u0161kod pro jednoho z man\u017eel\u016f apod., \u017ee je tam n\u011bjak\u00e1 spole\u010dn\u00e1 odpov\u011bdnost, \u017ee je tam n\u011bjak\u00e9 spole\u010dn\u00e9 nakl\u00e1d\u00e1n\u00ed se spole\u010dn\u00fdm jm\u011bn\u00edm apod. Smluvn\u00ed re\u017eim \u0159\u00edk\u00e1, \u017ee takhle to nebude a man\u017eel\u00e9 si v\u0161e upravuj\u00ed \u201epo sv\u00e9m\u201c tak, aby jim to p\u011bkn\u011b l\u00edcovalo. To znamen\u00e1, \u017ee mohou spole\u010dn\u00e9 jm\u011bn\u00ed z\u00fa\u017eit (vy\u010dlenit n\u011bkter\u00e9 kategorie v\u011bc\u00ed \u010di v\u011bci, kter\u00e9 do SJM zkr\u00e1tka pat\u0159it nebudou), mohou jej \u00fapln\u011b zru\u0161it (re\u017eim odd\u011blen\u00fdch jm\u011bn\u00ed), kdy ka\u017ed\u00fd bude m\u00edt tu svoji vlastn\u00ed hrom\u00e1dku a v\u0161e spole\u010dn\u00e9 bude explicitn\u011b jmenov\u00e1no jako spoluvlastnictv\u00ed. A cokoliv na \u0161k\u00e1le od z\u00e1konn\u00e9ho po odd\u011blen\u00e1 jm\u011bn\u00ed a mezi t\u00edm. Dluhy zde pat\u0159\u00ed taky. V\u011bt\u0161ina man\u017eel\u016f spole\u010dn\u00e9 dluhy samoz\u0159ejm\u011b plat\u00ed spole\u010dn\u011b. Pokud si tedy man\u017eel\u00e9 vezmou v\u00fdhodnou americkou hypot\u00e9ku bez registru Hypot\u00e9kyBezRegistru, v\u011bt\u0161inou cht\u011bj\u00ed spl\u00e1cet spole\u010dn\u011b. P\u0159i zvl\u00e1\u0161tn\u00edch re\u017eimech majetkov\u00fdch se to ale trochu komplikuje, nebo\u0165 z\u00e1le\u017e\u00ed na tom, co si man\u017eel\u00e9 dohodli ve smlouv\u011b. Lze to toti\u017e upravit tak, \u017ee si \u00fav\u011br m\u016f\u017ee vz\u00edt jenom jeden z man\u017eel\u016f a i kdy\u017e s t\u00edm man\u017eelka souhlas\u00ed a bude z n\u011bho t\u011b\u017eit tak\u00e9 a bude t\u0159eba i finan\u010dn\u011b man\u017eelovi pom\u00e1hat, nestane se dluh automaticky dluhem obou, co\u017e se zejm\u00e9na t\u00edm, \u017ee je tam \u201em\u00e9n\u011bpo\u010detn\u00e1\u201c odpov\u011bdnost za dluh a ten druh\u00fd m\u016f\u017ee, v r\u00e1mci mo\u017enost\u00ed, dob\u0159e fungovat, i kdy\u017e druh\u00fd s dluhem \u00fapln\u011b vypadne z kola ven. 4\/5 - (9 votes) "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Zvl\u00e1\u0161tn\u00ed majetkov\u00e9 re\u017eimy man\u017eelsk\u00e9ho spole\u010dn\u00e9ho jm\u011bn\u00ed a \u00fav\u011br","item":"https:\/\/www.iret.cz\/zvlastni-majetkove-rezimy-manzelskeho-spolecneho-jmeni-a-uver\/#breadcrumbitem"}]}]